Portability of Insurance Plans

Portability of Insurance Plans

SEBB insurance has a COBRA option to continue your insurance after you retire/resign. Continuation Coverage is offered through SEBB for usually 18 months of coverage. Please see the tab discussing Continuation Coverage for your Medical, Dental and Vision benefits.

Some of our supplemental and optional plans have options to continue (port) the policy as self-pay, while others will terminate once you retire/resign.

 

American Fidelity

You can port and self pay the policies that American Fidelity offers with Tahoma (Accident Insurance, Cancer Insurance, Critical Illness Insurance, Hospital Indemnity Insurance).

Please contact Jennifer Dale our American Fidelity Account Manager for more information.

Jennifer.dale@americanfidelity.com

206-575-8400 X 4

 

Health Equity Health Savings Account (HSA)

The account is yours even if you change jobs, insurance plans, or retire.

https://learn.healthequity.com/sebb/hsa/

 

MetLife Life Insurance

Basic Life and Accidental Death and Dismemberment insurance will end on the last day of the month in which the employee is eligible for the employer contribution for benefits.

You may be eligible to continue some or all of your supplemental Life Insurance by applying for the Portability or Conversion option no later than 60 days after employer-based group medical insurance coverage ends.

You may transfer some or all of your life insurance, up to plan maximums, to a spouse or state-registered domestic partner’s account, if they are also enrolled in SEBB benefits.

You may be elect to enroll in PEBB retiree term life insurance.

Please reach out directly with MetLife to speak to a customer support specialist:

866-492-6983

 

Navia Flexible Spending Arrangement (FSA)

You will either have to terminate your FSA once you retire/resign, or there are options to continue participating.

Keep in mind that once your employment is terminated that you can continue to submit claims after you retire/resign, but the plan will only pay for claims incurred before your SEBB benefit end date. Money left in your account after that date cannot be refunded and will be forfeited to Navia or the Health Care Authority. This is called the “use it or lose it” rule.

If you elect to continue participation in Medical FSA then you will be able to use the plan for the remainder of the year in their accelerated contributions or COBRA options.

There are no continuation options available for the Dependent Care Assistance Program (DCAP) and this plan will terminate when the employer-based group medical insurance coverage ends.

WA State SEBB Medical FSA Termination/Continuation Form:

https://portal.naviabenefits.com/pdf/SEBB/SEBB_Term_Form.pdf

 

The Standard Long Term Disability (LTD)Insurance

Basic and Supplemental LTD Insurance will terminate the last day of the month in which the employee is eligible for the employer contribution for benefits.

 

UNUM Long Term Care

You can port your UNUM policy and continue your Long Term Care insurance after you retire or resign the school district.

Election to Continue Group Long Term Care Insurance:

http://forms.unum.com/EncryptFile.aspx?strURL=/89964-3.pdf

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